Most people's investments end up scattered: a workplace pension here, a Stocks & Shares ISA there, maybe a general investment account from years ago you've half-forgotten about. Each platform shows you its own number. None of them show you the whole picture.
The Investment Tracker is a single spreadsheet that pulls all of it into one place, so you can see what you've actually put in, what it's grown to, and how that's split across providers and tax wrappers, without logging into five different apps.
What it tracks
- Contributions over time. What you've paid in, and when, so growth and new money don't get mixed up in your head.
- Current value by holding. Each ISA, pension, and general account listed separately, with a running total across all of them.
- Growth vs. contributions. How much of the current total is money you put in, versus money the investments have actually earned.
- Wrapper breakdown. How much sits in ISAs, pensions, and unwrapped accounts, since the tax treatment differs for each.
Why this matters
It's easy to feel vaguely good ("investing is up this year") or vaguely bad ("markets seem rough") without actually knowing your numbers. A single view removes the guesswork: you can see your real growth rate, spot an account that's drifted out of balance, or notice an old workplace pension that's still sitting there doing nothing.
It's also the easiest way to check you're not accidentally over your annual ISA allowance across multiple providers, something that's surprisingly easy to lose track of when your money is spread across two or three platforms.
How it works
You update it as often as suits you, monthly or quarterly is plenty. Enter the current balance shown on each platform, and the sheet handles the totals, the growth calculation, and the wrapper breakdown automatically. No linking of accounts, no logins to hand over: you're always typing in numbers you can see for yourself.
New to investing? Our Investing, actually and ISAs & saving explainers cover the basics before you start tracking anything.
This tracker is a template to help you record and review your own numbers: it isn't personalised financial advice, and it doesn't connect to your accounts or provide investment recommendations.